I personally would rather be able to say my review of Russ Dalbey’s “Winning in the Cash Flow Business” came from research and investigating other people’s opinions of the program. Sadly, it’s not. I saw his infomercial in the middle of the night, I couldn’t sleep, and, being without a job myself, thought “Hey! This sounds wonderful! Russ is going to teach me how to find and sell notes, and I am going to work it and make money like all the folks in his infomercial!” How I wish I’d gone back to sleep instead of grabbing the phone!

Instead, I made one of the worst spur of the moment business decisions I’d ever made! After I called to order, I was told the cost of the program was more then double what the infomercial said (apparently that was just the first payment, there would be 2 more) and I’d get a discount if I paid in full now- it was actually over 100$ including shipping! When I said “whoa, wait a minute” I was told pay up front and save a whole payment-it ended up costing me about 85 dollars with the “special discount”. I have heard people paying varied amounts, from just the first 39.95 payment- all the way up to 300 dollars for the initial investment. What you get are 3 little booklets,and a couple CDs and some extra “free fluff” reports that don’t even begin to cover the business in depth enough for you to succeed. That’s because most of the money they make is by trying to “coach” you to make sense of their woefully inadequate course of study.

Apparently, there is no END to the amount of money you can waste on this business. I got constant emails and calls (sometimes 8-10 calls A DAY to my cell phone!) asking me to participate in this or that offer to help me succeed…but I thought “isn’t that what I had already spent money on?!?” These “helpful offers” ranged from hundreds of dollars to THOUSANDS of dollars. After hours and hours and days and days of wasting my time trying to find notes WITHOUT spending thousands on advertising and additional “helpful programs” from Russ I came to the realization I had been taken by one of those too good to be true “get rich quick” scams. The most lucrative offer I got was to BUY a website from him to promote HIS cash flow business and he offered to pay 90$ per referral. Here is an actual quote from his email he sent me about that: “All I ask in return is that you tell your friends, family, neighbors-everyone you know, who you think can benefit from making extra money-to visit my Winning in the Cash Flow Business website.”

That gives you an excellent insight into his mindset- he expects us to sell this garbage to our loved ones and pretend it works just to get 90$. My integrity is worth more then 90$ a pop. I think the main one getting really rich from this is Russ Dalbey. I ask you to please investigate further if my experience doesn’t convince you. You will find many dissatisfied customers

According to some independent note brokers, in many states you need special licensing to do what Russ says anyone can do- anywhere. There is very little useful information on marketing included. The free ones include cold calling real estate agents, and haunting county courthouses. Neither of which got me any note deals, but did waste quite a bit of time.If you want any advice from Russ, it’s gonna cost you. From what I’ve seen in reviews by people who DID fork over the big bucks for training, it was a questionable investment at best. None of them said “After that special 3,000 dollar mentoring weekend, I left with a pocket full of money and the tools to make millions!”

In case you hadn’t guessed, I advise anyone looking for a genuine, informative home business opportunity, that has REAL mentoring (that doesn’t cost extra, but is part of the program), to look somewhere else. There are better programs out there that can help you make your dreams come true.

You can find genuine home business opportunities that won’t just take all your money and leave you with nothing you can use to make money yourself. There are business opportunities with mentors who help you because they have knowledge that can help you, because when you succeed, THEY succeed.

Winning in the Cash Flow Business is not one of them.

Learn more about Home based businesses. Stop by Diane Augustine’s site where you can find out all about the best work from home opportunity and what it can do for you.